“My wife and I opened a joint account… now our disagreements have a savings plan.”
Talking about finances as a couple can be daunting, especially when managing U.S. investments while living in Israel. However, fostering financial intimacy through open and honest communication can transform these challenges into opportunities. Not only can you strengthen your financial future, but you can also deepen your relationship. With the right approach, discussing money matters becomes a way to build trust and ensure you and your spouse are aligned in creating a secure and thriving financial life together.
The Power of Open Financial Communication
How often do you and your spouse talk about money? Open, honest conversations are key to managing your finances and keeping your relationship strong. Talking regularly about your goals, budget, and investments helps you stay on the same page.
George Bernard Shaw once said, “The biggest problem in communication is thinking it already happened.” When you make time for real financial talks, you avoid confusion and make sure you’re both working toward the same goals.
Aligning Your Finances with What Matters Most
Financial planning isn’t just about numbers—it’s about aligning your goals with what matters most to you as a couple. Whether it’s saving for your kids’ education, planning for retirement, or giving to causes you care about, your money should reflect your shared values.
For example, my wife and I decided over 20 years ago to give 20% of our income to tzedakah. This commitment has brought us closer as we work together to support causes we believe in. We started this after hearing Howard Jonas, a businessman who stood up to AT&T, share how he and his wife gave 20% of their income to charity. Inspired, I suggested the idea to my wife, and we’ve been doing it ever since. Many successful investors have told me they do the same, and it’s been one of the most fulfilling parts of our financial journey.
When your financial goals match your values, they become more than just numbers—they’re part of who you are as a couple. This approach builds a stronger connection and a future that reflects your dreams.
Managing U.S. investments from Israel doesn’t have to feel overwhelming. By communicating clearly, aligning your goals, and working as a team, you can turn challenges into opportunities and create a future that’s secure and meaningful.
If you’d like to explore this topic further and discover more tips on managing your finances as a couple, visit How to Build Financial Goals Together as a Couple. You’ll find resources to help you strengthen your financial future together.
Douglas Goldstein, CFP® is the Director of Profile Investment Services, Ltd., helping people in Israel open and maintain U.S. brokerage and IRA accounts. Securities offered through Portfolio Resources Group, Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not those of this website, Portfolio Resources Group, Inc. or its affiliates. Nothing in this article is intended to be investment, tax, or legal advice. Information in this article is gathered from sources considered reliable, but we cannot guarantee their accuracy. Past performance is no guarantee of future returns.
