Did you know that in the United States, the probability of a first marriage ending in divorce is between 40%-50%, while in the United Kingdom, one in every three marriages that took place between 1995 and 2010 ended in divorce? In Israel the divorce rate is at around one third. Unfortunately, these figures have only grown in recent years. Therefore, when a couple gets married, the possibility of a future divorce is sadly neither impossible nor unrealistic.

With this in mind, when I recently wished a friend “Mazal Tov” on his daughter’s engagement, I broached the issue of prenuptial agreements in accordance with Jewish law. Though I discuss the topic all the time (not only with my kids, letting them know it’s a requirement as far as I’m concerned), I had never tried to encourage a rabbi, let alone a rosh yeshiva, of its importance. I was so relieved when my friend, a rosh yeshiva, turned to me and said, “Of course they’re signing one. People who don’t sign halachic prenuptial agreements are stupid.” I wish all my conversations on the subject were so easy, but the halachic prenup has not yet been accepted in all circles.

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The purpose of the specific document, which must be done in accordance with Jewish law, is to make sure that no one person can blackmail another in order to receive a get, a Jewish divorce decree. Unfortunately, I have seen cases of this type of blackmail in my capacity as a financial advisor, so I know it happens. Such stories can be heartbreaking, with one side caught in limbo sometimes for many years.

So if you have a child getting married, make sure that he or she has a halachic prenuptial agreement signed well before getting to the chuppa. Even if your kids are too young to be in the dating world, start talking to them about it now, so it becomes just one more thing to check-off on the wedding to-do list.

For details on a halachic prenuptial agreement in Israel go to www.youngisraelrabbis.org.il/prenup.htm and in America go to www.theprenup.org/prenupforms.html.

Mazal tov, and may the bride and groom live happily ever after!


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Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning and investment services firm specializing in working with Americans living in Israel who have investment accounts in America. He is a licensed financial professional both in the U.S. and Israel.