יום שלישי, י״ט אלול תשפ״וTuesday, September 1, 2026
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Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning and investment services firm specializing in working with Americans living in Israel who have investment accounts in America. He is a licensed financial professional both in the U.S. and Israel.
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Find out why most Israeli retirees have better health coverage than they would in the United States, and what you need to know about nursing care for the elderly.
Doug shares three simple steps that you can take this year to stay financially secure. Find out what these steps are on today’s financial podcast
Why it’s important to talk to your children about money from an early age and how giving teens an allowance helps them learn basic financial concepts.
Governments increase income with taxes; individuals need other ways to generate wealth. Doug discusses how to invest when markets hit rock bottom and investment strategies to achieve long-term goals.
Why does emotion play a role in financial decision making, and why is it so important to keep track of the bigger picture?
Learn how to persevere and use your failures to build success. Listen to get guidance on how to handle business partnerships and your marriage when money problems strike.
How does Modern Portfolio Theory compare as an investment strategy to asset allocation?
Is being frugal the best way to ensure financial stability? Discover how frugality can be fun, and why avoiding debt is the best tactic for financial stability from “America’s Cheapest Family.”
What makes stock values rise and fall, and how should these influence your investment decisions? Doug explains the influences behind the stock market, and how to respond to them.
Today's show explains why your retirement plan should include doing a “test retirement” to see whether your retirement goals are feasible.
How much of your income do you need to put aside to achieve financial independence?
Learn about the tax considerations involved in gifting money to your children, and how the wrong kind of assistance can make your children more dependent on you and less able to manage their money.
Can you protect yourself against financial scammers, who thrive on their victims’ irrationality, and keep your finances safe?
When living and saving for retirement in Israel, Americans need to take taxes, service, and performance into consideration before participating in Israeli saving and investment programs.
A happy retirement takes into consideration factors other than the size of your bank account. Listen to find out what else you need for an enjoyable retirement.
wWat to expect as financial markets react to the upcoming U.S. elections.
Find out how to estimate how much money you’ll need in retirement.
Why it’s not a good idea to include working after retirement as part of your financial plan.
It’s important to realize that your entire fiscal picture is interconnected: every investment should be understood as one aspect of the financial picture.
Rabbi Shaya Karlinsky, head of Darche Noam institutions, explains how Jewish thought can answer some of the most difficult moral questions in the investment world today.
Talking about why objectivity should be an important component of your investment strategy.
Find out how to get out of debt, what “side hustles” are, and how they can help you improve your financial situation.
How do inflation and unemployment statistics affect investors, especially if those investing in TIPS (Treasury Inflation Protected Securities)?
American tax laws originally enacted to combat money laundering and terrorism adversely affect the millions of American citizens living abroad.
You only get one shot at retirement, so how should you manage your money during retirement?
What is the purpose of your investment portfolio: growth or income?
How do you know how to make safe currency changes? Are you making wise investment decisions?
What do you need to do to become a strategic investor?
Recently received an inheritance in the United States?
What financial questions should you ask your lawyer?
What is life after retirement?
The market is unpredictable, timing the market is near impossible. So why should you invest in the stock market
Listen to today’s show to learn more about mutual funds and the risk they have. What makes a fund conservative, moderate, or aggressive?
How are inheritances taxed? Are inheritances taxed differently in the United States?
Can you have a financially successful retirement if your pension doesn’t cover all your expenses?
Investing for retirement is different than investing for other goals. Have you started planning for yours?
If your financial advisor doesn’t understand your individual situation and your specific financial needs, it may be time to find one who does.
If your financial advisor doesn’t understand your individual situation and your specific financial needs, it may be time to find one who does.
Living in Israel but investing in the United States?
There are ways to organize your investments in order to increase income. Have you considered all of your investment choices?
Outlining the advantages and disadvantages of keeping money in the bank. Having money in the bank offers investors a sense of security, but leaving money in the bank can impact your long-term financial plan.
Have you recently received an inheritance from abroad? Receiving an inheritance from abroad can be complicated. If you’re a beneficiary to an account in another country, there are some rules and regulations firms must follow.
Receiving an inheritance can be complicated. Each type of asset has its own way of being passed onto the heir.
What kind of bond should you invest in to create a dynamic portfolio?
Why are bonds a popular investment and not just for retirees?
Thinking about your retirement can be overwhelming, so how do you create a sustainable financial plan?
Retirement planning is not “one size fits all” and must be customized specifically for an individual investor.
There are two predominant aspects of a financially successful retirement: saving and investing. How do you find the balance? Where do you start?
Doug shares two stories that illustrate two very important financial lessons.
Discussing creating wealth and the specific challenges women might face and how they can overcome them.
Outlining some common mistakes couples make during their divorce proceedings.
The challenges involved in opening an American brokerage account from overseas and how to overcome them
Owning bonds can help an investor meet their financial goals. Bonds have specific characteristics and are designed for a specific kind of investing. Learn more...
What is estate tax? Who has to pay estate tax? And what is the first thing you should do when estate tax on your inheritance is unavoidable?
Discussing the process of claiming assets after a loved one’s passing. In Israel, a beneficiary needs a transfer certificate. What is a transfer certificate, why they are important, how to get one and what a beneficiary can expect during the process.
Explaining why U.S. power of attorneys aren’t valid in Israel and how to go about getting a legal power of attorney in Israel.
A review of past episodes
Debunking some common myths and misunderstandings surrounding mutual funds, including whether Americans living abroad can or should buy mutual funds.
5 warning signs that a widow may not be making the best financial decisions.
What is an ETF, how to use them effectively in your portfolio, and why can this investment benefit American expats?
it is possible to own a U.S brokerage account when you have a non-U.S. address. Listen to the podcast to learn more,
Factors one should take into consideration when deciding to invest in stocks and how an investor can pick a good stock when there are so many to choose from.
What are the signs of a good financial advisor are and how critical they are for your financial planning?
Ten simple and practical steps to protect your investments from hackers.
In honor of the Goldstein's 26th wedding anniversary, a gift from Doug--ten tips to make your marriage financially stable.
Are you interested in creating a growth-oriented portfolio?
How Monte Carlo simulations work and how they can effectively be used for financial planning.
America has strict rules about money leaving its shores. This episode offers professional insight and stresses the importance of working with a cross-border advisor to keep your accounts in compliance.
Discussing the importance of the FBAR and how those who are not currently in compliance with U.S. tax laws can get back into the system.
Goldstein on Gelt is offering a free downloadable resource to help expats keep a close eye on their financial arrangements
Pointers on how parents can raise financially independent children and how parents can make themselves financially stable while setting a good example for their children.
Exploring the common mistakes couples make when discussing money and the financial implications if the marriage does not work out and ends in divorce
Tune in to learn how to find an American CPA in Israel and why it may be more beneficial for olim to use an Israel based American accountant, as opposed to a CPA back in the “Old Country.”
Can asset allocation be reduced to a formula, or is it more complicated than that.
Discussing the harsh realities of PFICs (Passive Foreign Investments Companies) and how they relate to Americans living in Israel.
If you ever wondered about why you should worry if a foreign currency falls, listen to this episode to learn about the interconnected global economy.
Money CAN buy happiness--IF you are buying the right things. The key is to stay humble.
Algorithmic trading is when a computer takes a certain set of variables and creates an algorithm that makes stock trading faster and more efficient--a useful tool for both advisors and investors. Learn if algorithmic trading is the right strategy for you
A global savings glut occurs when investors drive down interest rates. Is this trend coming to an end, meaning interest rates will climb? Do higher interest rates bring inflation?
Why women tend to shy away from financial decisions and how they can change their thinking.
Learn why millennials often face financial challenges, and what they can do to overcome them.
What is the right way to discuss finances in your marriage?
Tune in to learn just how powerful a shareholder’s voice can be.
Who wants to be a millionaire?
Explaining cash flow and how to make wiser decisions when it comes to cash flow.
Some common worries every investor has regardless of wealth status and what to do about it
Explaining how debt, surprisingly, might be a good thing for an investor’s bottom line.
She gives a brief history lesson on U.S. investing policies and why those policies have changed.
Emphasizing the importance of diversification and looking at the big picture.
Advising parents on how to build a positive family culture and become a high functioning family.
Discussing how to calculate your retirement income. and warning listeners that retirement is not a one-size-fits-all situation.
Discussing the importance of having a diverse education with Nobel Prize winner, Professor J. Michael Kosterlitz.
Why the U.S. has a promising future in the global market and how the millennial generation is part of that future
How to avoid tax problems that arise with international investments. and why real estate investments may provide the biggest tax challenge for international investors.
Harvard professor, Mihir Desai discusses his book The Wisdom of Finance: Discovering Humanity in the World of Risk and Return. and shares his belief that the financial system is broken and suggests how to return to a human-focused approach.
Discussing how overconfidence leads to poor financial decisions and why financial planners should help their clients maintain a realistic view of the markets.
Discussing the various investment strategies an investor can use during financial planning.
Advice for dual-citizen investors who have international investments, including how to view an investment as more than its currency value.
Discussing the investment strategy known as a “permanent portfolio” and how it may protect investors during an economic crisis.
August 28, 2026 
